19 Mar

Do All Installment Loans Report To Credit?

Do All Installment Loans Report to Credit? Almost every American at some point in time, will utilize installment loans. They come in many forms, such as auto, home, and personal loans. We get these loans by first applying and then having the lender check our credit...

bad credit habits
29 Jan

The Not-To-Do List: 5 Credit Habits to Stop Now

The Not-To-Do List: 5 Credit Habits to Stop Now Bad credit habits are easy to fall into. It only takes one foolish impulse purchase (and the instant gratification feeling that comes with it), for example, to begin a reckless pattern of spending. And before you know it, you're...

23 Oct

How To Be Debt Free In One Year

3 Reasons Why You Keep Needing Payday Loans Debts are not bottles of wine. It’s not that the older it gets, the better it tastes! To be very realistic, the more you delay and buy time in paying them off, the worse it gets! But again, you...

bankruptcy-credit-score
12 Jun

How Bankruptcy Affects Your Credit Report

If you’re like a lot of people, your first experience with bankruptcy is knowing that it’s how you lose a game of Monopoly. It’s not as black and white in real life, but it’s still a good idea to view bankruptcy warily. Declaring bankruptcy, while...